Your TrustedMortgage Partner
Helping families achieve their dream of homeownership with personalized service, expert guidance, and over three decades of experience in the mortgage industry.
What My Clients Say
Don't just take my word for it - hear from the families I've helped achieve their homeownership dreams.
Brandi V.
YelpRuss is the BEST! As a first time homebuyer with LOTS of questions, Russ patiently explained things to me. He is a wealth of knowledge! I never felt like a burden whenever I would call to ask a question or get clarification on something. It is clear that he wants the best for his clients and isn't in the business just to make a buck. I highly recommend Russ and his team for your lender needs!
Brandi V.
GoogleRuss is the BEST! As a first time homebuyer with LOTS of questions, Russ patiently explained things to me. He is a wealth of knowledge! I never felt like a burden whenever I would call to ask a question or get clarification on something. It is clear that he wants the best for his clients and isn't in the business just to make a buck. I highly recommend Russ and his team for your lender needs!
Christian G.
GoogleProfessional, knowledgeable, respectful, and kind. Mortgage Max Rocks! A team you can trust to help you every step of the way. Thank you guys.
Richard A.
GoogleMortgage box has been great for me help me refinance once and hopefully again. People are very good to work with patient and very professional
ronnie T.
GoogleRuss is the Best! Hes knowledgeable, Professional, most of all Honest! I Highly Recommend him.
Ksenia D.
YelpWe had such an amazing experience with Russ. After working with two mortgage brokers and disliking them with passion, we found Russ very responsive, super easy to work with and refreshingly honest. He took us over mid-escrow and still was able to help us close on time (in fact, he was ready earlier than promised). His tips were amazing and his cool and calming presence relieved a lot of anxiety in this stressful process. Highly recommend to anyone!
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Rate estimates are subject to final approval and may vary based on your specific financial situation.
About Russ
For over 35 years, Russell J. Cox has been a trusted advisor when it comes to Home Loans for both purchase and refinance. After earning a BS in Finance from SDSU Russ has gone on to a much greater education in Life, Marriage and raising 4 children. From first time buyers, balancing cash to close, funds to improve the property and the budget of monthly mortgage payments, or a Seasoned homeowner wanting to finance a remodel, College Costs or an Investment Property, Retirement & Reverse mortgages. Russ can help and answer questions Financially, and backed by personal experience.
35+ Years of Expertise
Since earning a BS in Finance from SDSU, Russ has guided thousands of families through every aspect of home financing with unmatched knowledge and dedication.
Personal Touch
As a husband and father of 4, Russ understands the importance of family and brings that same care and commitment to every client relationship.
Comprehensive Solutions
From first-time buyers to seasoned investors, from purchase to refinance, Russ offers tailored solutions backed by both financial expertise and real-world experience.
Trusted Advisor
With a perfect 5-star rating across Google, Zillow, and Yelp, Russ has earned his reputation as a trusted advisor who puts clients first.
Loan Products
Comprehensive mortgage solutions tailored to your unique needs and financial goals.
Key Benefits
- ✓Lower interest rates for borrowers with good credit
- ✓No upfront mortgage insurance with 20% down
- ✓Flexible loan terms (15, 20, or 30 years)
Ideal For
Borrowers with good credit and stable income looking for competitive rates.
Ready to Take the Next Step?
Whether you're buying your dream home or looking to save thousands through refinancing, I'll help you navigate the process with confidence.
Buying a Home
Get pre-approved and compete with confidence
Why Work With Me?
- ✓Comprehensive loan programs to fit your needs
- ✓Fast pre-approvals with personalized service
- ✓First-time buyer programs and education
- ✓Expert guidance through every step
Refinancing
Lower your payment and save thousands
Should You Refinance?
- ✓Lower your interest rate and monthly payment
- ✓Cash-out options for home improvements or debt consolidation
- ✓Finance remodels, college costs, or investment properties
- ✓Retirement and reverse mortgage solutions
Mortgage Calculators
Estimate your monthly payments or discover how much home you can afford with our easy-to-use calculators.
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Additional Monthly Costs
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Payment Breakdown
PMI is automatically included in monthly payment when down payment is less than 20%. This is an estimate only. Actual rates and terms may vary.
Disclaimer: This calculator is for informational purposes only and does not constitute financial advice. PMI (Private Mortgage Insurance) is automatically included in calculations when the down payment is less than 20%. The estimates provided are based on the information you enter and may not reflect actual rates, terms, or costs. Consult with a licensed mortgage professional before making any financial decisions.
Get In Touch
Ready to start your home financing journey? Reach out today - I'm available by call, text, or email.
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Contact Information
Ready to Get Started?
Apply online today and start your journey to homeownership. With over 35 years of experience and a commitment to exceptional service, I'll guide you every step of the way.
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